Bermuda is 1 hour ahead of Miami year-round. Miami uses Eastern Time (EST/EDT, UTC-5/-4) while Bermuda uses Atlantic Time (AST/ADT, UTC-4/-3). Both observe DST on the same schedule.
Bermuda is a British Overseas Territory located about 1,035 miles northeast of Miami in the North Atlantic Ocean.
Business hours align well. 9:00 AM Miami is 10:00 AM Bermuda. The 1-hour difference is minimal and allows easy coordination throughout the business day.
American Airlines, Delta, and JetBlue operate direct flights between Miami and Bermuda, taking about 2.5 hours. Bermuda is a major offshore financial center with close ties to the US.